Commercial Finance
In many ways commercial finance is just like a residential mortgage in that you pledge property as collateral against a loan to either buy or refinance that property. You can also receive a commercial re-mortgage and use it as a line of credit for any business purpose.
Just like the residential market, funding in the commercial mortgage sector is not as straightforward as it was 12 months ago. However as financial markets become more challenging and businesses feel the effects ensuring your funding line is the most effective and cost efficient has become even more important to the commercial mortgage sector.
Commercial Loans are affected by many factors such as loan to values or length of time trading, expertise (length of time in the industry), freehold or leasehold tenure are just some of the few things that can effect the underwriting terms of a commercial loan. Clearly the banks are looking at all kinds of Commercial Finance much more closely then ever before and therefore ensuring you approach the right lending institution is very important.
Most banks are still keen to lend to established businesses with a track record as this this is often the back bone of their commercial proposition.
House 2 House 2 finance and insurance is able to source commercial finance for a huge cross section of businesses including:-
- Property Developers
- Bed & Breakfasts
- Factories
- Farms
- Restaurants
- Garages
- Grocers
- Shopping Centres
- Wine Bars
- Offices
- Sports Centres
- Super Markets
- Newsagents
- Cinemas
If you would like to speak to someone about your commercial finance requirements then please email us or call 020 8906 1660. There is no obligation and we will be happy to talk through your business needs and ensure you understand what the options for your business are, or Click here to contact us.
Your property may be repossessed if you do not keep up repayments on your mortgage
House 2 House Finance & Insurance is an appointed representative of H L Partnership Limited which is authorised and regulated by the Financial Services Authority.
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